FIND YOUR HOME
Have you been on the hunt for a while? Finding a home in Chester County, PA and the surrounding areas can be challenging. Allow me guide you through your purchase.
I understand the difference between buying a house and finding your home. Let me show you the value I will bring to your journey.
To learn more, access my presentation at the Buyer's Presentation button, check out my home-buying checklist, and hit the Find A Lender button for my trusted lenders.
Ready to get started now? Schedule a consultation below.
Let's team up and make this an exciting adventure. I am equipped to guide you through the home-buying process and will strive to go the extra mile for you every step of the way.
- Receive guidance throughout the buying process
- Get a competitive edge from local market knowledge
- Learn about available properties
- Gain access to off-market homes
- Benefit from time-saving convenience
- Get Support through closing - and beyond
- Create a timeline and budget
- Understand what you can afford
- Check your credit report
- Determine the type of mortgage
- Shop for best rates and programs
- Get mortgage pre-approval
- Use the MLS web portal browser | app to check available properties
- Differentiate between wants and must-haves
- Determine preferred home style
- Consider amenities, municipalities, schools, transportation, recreation, etc.
- Review seller's property disclosure and any other documents
- Choose the home you want to make and offer on
- Review agreement of sale terms and conditions
- Consider estimated cost sheet and Comparative Market Analysis (CMA)
- Negotiate the purchase price and contingencies
- Select title provider
- Have earnest money deposit ready
- Determine the ideal settlement date
- Sign the offer, seller's property disclosure, and any other documents.
- Deliver the earnest money deposit
- Finalize the home loan
- Initiate a title search to ensure there are not claims against the property
- Select insurance and warranty providers
- Send proof of home insurance to lender
- Discuss any concerns to investigate regarding zoning, liens, easements, or other restrictions
- Schedule and review home inspection
- Determine required repairs and/or upgrades
- Negotiate as needed on with a reply to inspection
- Get quotes and discover local contractors and service providers as needed
- Schedule and attend initial walk-through inspection to confirm property condition
- Lender orders appraisal
- Pin-point move-in date
- Certify funds for closing
- Book a moving company
- Notify post office, bank, etc. or new address
- Transfer and/or activate utilities
- Schedule and attend final walk-through inspection to confirm property condition
- Ensure all funds are ready for closing
- Confirm wire instructions with the title company as required
- Confirm all funds were transferred for closing costs and down payment
- Bring identification to settlement
- Show proof of paid home insurance policy
- Review settlement statement
- Sign the required paperwork
- Receive the deed from seller
- Enjoy your new home!
The Power of Partnership
Guaranteed Rate Affinity is our preferred mortgage lender because they provide the best mortgage experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process. Connect with my preferred mortgage lender below to experience the Guaranteed Rate Affinity difference for yourself.
My Trusted Lenders
Dina Gambol
NMLS #147563
Dina.Gambol@grarate.com
Michael Lamborn
NMLS #28261
michael.lamborn@grarate.com
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Buyers Deserve a Full-Service Experience
- Clear steps from pre‑approval to closing
- Goal alignment, market, and budget review
- Access to listings (includes MLS browser & app)
- Fast showing scheduling (in-person tours)
- Comparative Market Analysis (CMA)
supported pricing decisions
- Estimated cost sheet updates
- Offer structure & negotiation
- Affiliated businesses (lenders, title,
insurance and more)
- Inspection, appraisal & timeline coordination
Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate.
Equal Housing Lender | © Guaranteed Rate Affinity 2022 | NMLS ID 1598647 | NMLS Consumer Access | Licensing Information
